What should I know if someone caused my car accident?

If you were in a car accident caused by someone else’s negligence, you need to protect your right to receive compensation from that driver. This is especially true if you suffered a serious injury in the accident because the resulting medical bills could be financially catastrophic. With the help of a car accident lawyer, you can greatly increase the likelihood of obtaining full compensation from the at-fault driver’s insurance company. Many firms offer injured motorists a free consultation with a car accident lawyer to show how the firm can assist them in filing a claim and negotiating a fair settlement.

Below are answers to some of the most common questions asked of a car accident lawyer:

What is the first thing I should do to get compensation for my accident and injury damages?

Call your motor vehicle insurance carrier to inform them that you were involved in a car accident. At that time you can start the claims process. Be sure to confirm with your insurance company whether or not you have bodily injury coverage. Do not tell them you were at fault for the accident, and only offer the basic facts of what happened. Save the more involved details for your car accident lawyer. Even though it is your insurance company, only your attorney has your best interests in mind.

How should I respond if the at-fault driver’s insurance company contacts me?

As the attorneys at Cohen & Cohen can explain, this is a question best answered by your lawyer and their response will be greatly influenced by the circumstances of the collision. As a general rule, it is safer to not respond at all to the other insurance company as anything you say can and will be used against you if possible in order to deny your claim.

If an insurance adjuster contacts me, what should I do?

An insurance adjuster’s job is to investigate a car accident claim and determine who is at fault for having caused it. After they determine who the victim is, they will make an assessment of what amount of compensation they should receive for their damages. Interacting with the insurance adjuster is something your car accident lawyer can and should do on your behalf. Many law firms have years of experience dealing with insurance companies and the underhanded tricks that some deploy in order to cheat victims of a fair settlement. You can also feel confident that when settlement negotiations begin, a competent accident lawyer will be very aggressive at the negotiating table in order to get you the maximum possible amount of compensation.

How do I calculate what I should receive for a settlement?

Every car accident is different because the results vary, especially in terms of injuries and the related damages suffered by the victims involved. In addition to medical treatment costs, there are often other damages such as lost wages and pain and suffering. If you have concerns about getting a fair settlement from a car accident, don’t hesitate to contact a car accident lawyer for a consultation.


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